Shadow Banking Research Paper Example | Topics and Well Written Essays - 750 words

Shadow Banking - Research Paper Example For instance, it is evident that the shadow banking in the U.S. rose to an index value of 162.5 in 2008 when her total assets were approximately $20.7 trillion. Currently, the index value of shadow banking in the U.S. is 72.2 which correlate with $9.2 trillion in assets. Although shadow banking has reduced significantly in the U.S. it is evident that some people are still indulging in insecure lending in the banks (Tracy 2014). It is also evident that the U.S. still licenses nonbank firms such as payday lenders as well as mortgage services. It is also evident that most of the financial lending are not supervised the ground in the U.S. additionally, it is evident that some of the banks in the U.S. are diverting their activities to nonbank financial institutions so as to avoid oversight. Unfortunately, such practices have the potential of causing a financial crisis. To combat the problems associated with shadow banking, â€Å"New York’s Department of Financial Services is probi ng large mortgage-servicing firms amid concerns about practices that could be unfair to consumers† (Tracy 2014). Just like in the U.S. shadow banking is also practiced in China. However, its rate is very high in China than in the U.S. This is as a result of the Chinese government barring local governments from borrowing money from the banks and also its support for the shadow banking through its structured financial system (Das 1). For instance, it is evident that China’s government forces most businesses to rely on shadow banking system by mandating only four banks to practice credit markets. It is also evident that China’s government takes part in the regulation of deposit interest rates, a practice that facilitates shadow banking. The curtailing of credit expansion by the China’s government through reducing loan quotas also catalyzes growth of shadow banking sector. Most banks in China have been forced to seek for alternative ways of making profits.

Ethical Care & Nursing as a Profession Essay Example | Topics and Well Written Essays - 250 words

Ethical Care & Nursing as a Profession - Essay Example At times, whistle blowing is an approach that helps in enhancing service provision. For instance, in nursing organizations, the elderly are mistreated, since they do not have complications that are solved through medication. Since the nurses have to engage the elderly with profound care and maintenance, they feel that they spend a lot of time with the elderly than other patients. Similarly, they have to attend to the senior citizens with patience and humility. As a result, the elderly are neglected, with little attention being given. In many situations, the elderly are not in a position to expound on their predicaments, since they fear adverse conditions. Whistle blowing in the nursing unit instigated a solution to the problem, since the situation was escalating (Kelly, 2010). The staff had to respond to the call, as stringent measures would be taken to the perpetrators. In fact, the whistle blowing incident was appropriate, as it instilled decorum in the nursing profession.   Ther efore, the whistle blowing was timely, as it ensured the senior citizens are treated with care and love, irrespective of their age and situation.Previously, malpractice has occasionally been cited, due to limited education and experience. For instance, surgeons have to be experienced and well educated to start practicing in the profession. However, when the surgeons do not have the required knowledge and skills, they may be prone to mistakes in ensuring the services provided in the profession are of high quality.

Discuss the ethical issues related to information technology Essay - 1

Discuss the ethical issues related to information technology - Essay Example As such, IT has received high acceptance with each organization focusing on incorporation and further development of IT to attain even greater outcome. However, amid the relatively numerous benefits accompanying IT, there has emerged a number of challenges associated with use of IT hence raising concerns. Major concerns of IT are however connected to ethical issues such as security, privacy, and copyright infringement among others. Massive use and incorporation of IT in organizations has sparked concerns relating to the levels of security. Security concerns mainly target protection of organizations’ resources such as data from access by unauthorized people. The recent years have seen increased IT related crimes to the extent total data loss or manipulation thereby tarnishing the corporate image (Chon and Scannell, 2015). Security flaws have further been increased by efforts to control and get hold of encrypted information. For example, just recently America’s National Security Agency (NSA) introduced flaws to enable access to encrypted traffic (The Economist, 2013) thereby increasing security challenges in IT further. Additionally, due to increased competition levels security is a major concern due to access of organizational secrets such as production blue prints by unauthorized persons. Nonetheless, security challenges mainly affect firms whose systems have internet connections. This is because the internet exposes IT systems to a large pool of persons some with ulterior motives. Other security challenges highly reported computer crimes include embezzlement, financial fraud, and online harassment. Considering the numerous number of security concerns raised, it is evident that security is a major ethical issue in the use of IT. Additionally, increased use of IT has raised some privacy issue with major the major line of argument touching on use of the internet and cookies. Basically, cookies are relatively small data pieces running from

The Efficiency of European Container Terminals and Implications for Case Study

The Efficiency of European Container Terminals and Implications for Supply Chain Management - Case Study Example This title precisely represents the core subject of the paper. The abstract of the paper briefly discuss the main objective of the study, methodology used in the process and the final outcome of the study. It can be concluded from the statement of purpose of the abstract that the core content of the introduction of the paper is significantly matching with the basic statement of the abstract. The major purpose of the study is to determine the level of efficiency of the European container terminals. In the introduction of the study various information are given in a proper sequence. All these information are directly or indirectly related to the main purpose of the study. The main objective of this study involves the determination of the efficiency of container terminals and its implication in the global supply chain management. But before going straight into the determination process the term container terminal and its role in the global supply chain management needs to be defined. Container port functions as a link between the consumers and the producers of goods and it is mainly used in the export import industry. Container port industry, simply a part of the global supply chain industry where there is many other players who actually influence the main role of the container port industry. In the last two decades there have been two main changes in the container shippin g industry. These changes have taken place in the form of globalization in case of service coverage and provision in case of extension of logistics services. Apart from this, the introduction part also includes the nature of the competitiveness of the port industry and various external and internal challenges that this industry is likely to face. All these information are indirectly related with the main purpose of the study. It is quite clear form the introduction part of

Totaltarian Regimes Essay Example | Topics and Well Written Essays - 1250 words

Totaltarian Regimes - Essay Example In addition, totalitarianism is considered as a system of rule guided by an ideology whose perspective is geared on achieving a certain favorable political, social, and economic end by guiding every aspect of society to that goal with the use, to some extent, of "propaganda and terror"(Pleuger, "Totalitarianism," par.2). The system is also described as "both a form of social control as well as a method of social control" facilitated by advancement of technology and mass communication (Keis, "The Age of Totalitarianism," par. 10). Within the context of those definitions mentioned above that our discussion of totalitarianism will be based. In discussing history of totalitarianism, we do not consider intensively the birth of the concept of totalitarianism but we look into regimes that fit into the character as described by scholars as it occurred in history. We look deeper into what are the motives of totalitarian leadership and its impact on the society. By definition, it can be inferred that like any other form of governments, the system, by the perspective of the rulers, is anchored on the goal of total development for the country. Whether the approach would benefit a select few at the expense of other sector the concept of total development would likewise benefit the entire society. Taking violence, war, and human rights abuse and violations out of context, we can see that development brought by totalitarianism is highly considerable as shown by Russia's might in the Cold War era, the totalitarian monarchies in the Arabian region, and China's rise to economic dominance in the present times. Most totalitarian regimes with autocratic leadership hold on to power by imposing an official ideology upon its people. The master plan is laid and facilitated by controlling all means of mass media and information systems. There is only one political party which in some case becomes an alter ego of the leader and the exercise of free well and freedom of speech is being suppressed. Critics are subject to intense surveillance and executions are frequent with the use of strong police and military backing. All these are utilized to achieve the goals of the leadership. Dirty as it can be described, however, in dealing with totalitarian regimes it is argued that totalitarianism is different from authoritarianism although most totalitarian regimes are governed by authoritarians and dictators, but which is not always the case. Monarchy can be considered totalitarian but the role of a king is not as intimidating as a dictator. Of course, this point had its share of arguments in the past and is also a point of controversy in political science today. But looking at the present times we can see that monarchies rule in the principle of totalitarianism yet democratic processes are being recognized like the case of Britain, Saudi Arabia, Japan, and the other present day monarchies. This argument is the reason why the term totalitarian democracy emerged. Therefore we consider the brutal totalitarian regimes as a manifestation of extremism within the totalitarian concept. History of Totalitarianism Within

CASE STUDY Example | Topics and Well Written Essays - 250 words - 1

Case Study Example Consultant, while not very well versed with the issues in hospitality industry, was nevertheless of the view that if turnover is a recurring or chronic problem, one must tackle it differently. In this case, while turnover was recognized as consistent problem, recruitment remained the only solution. Gunter’s assumption that issue needed to be looked from different perspective was correct. Consultant’s advice inspired him to investigate turnover and ex employees who had left for better prospects. The resort was seen as major training institute by other resorts who thought of Green Mountain’s alumni employees as top performers. Hence, Gunter took new recruits as opportunity to get hard working and committed workers. The recruits as career building would be able to give excellent level of service and thereby, contribute to resort’s success. It was sound strategy because there will not be shortage of potential top performers as they would continue to wait for their enlistment in the resort. Recruits are motivated because working in the resort is good for career

Emendation Essay Example | Topics and Well Written Essays - 500 words

Emendation - Essay Example As of today, researcher cannot establish the actual figures of deaths resulting from HAIs, although all indications point to the fact that the numbers have risen high. However, existing literature points to the fact that hand hygiene plays a vital role in preventing HAIs. This project adopts a quasi-experimental research design, which will utilize quantitative research to gather and analyze relevant data. The data will be collected through a pretest posttest design for further analysis to assess the effectiveness of hand hygiene programs in reducing HAIs. Hospital Acquired infections (HAIs) present a serious challenge in provision of healthcare services to patients in hospital settings. Studies indicate that about 80 percent of patients who contract HAIs often succumb to the diseases and die while receiving treatment in the hospital (Ivers, et al. 2012). The numbers have since risen up and it has become increasingly difficult for researchers to point to the exact numbers of patients suffering from HAIs. Nevertheless, existing literature has produced a lot of evidence pointing to the role of hand hygiene practices in reducing the rates of HAIs. However, compliance rates to hand hygiene practices such as hand washing and gelling remain low, which makes it difficult to prevent HAIs. There is also a gap in available literature concerning the impact of specific hand hygiene programs in reducing the rates of HAIs. This project assesses how reeducation can enhance compliance to hand hygiene in hospital settings thereby reducing the rates of HAIs. Hand hygiene encompasses various technics and practices for cleansing hands before and after treating patients. Several agents such as antiseptic agents, anti-microbial soaps, alcohol based rubs, plain soaps, and antiseptic agents play a critical role in hand hygiene practices. The main underlying factor is that compliance with